The payment calculator is a tool used for estimating payment amounts only. Payment, rate and term may vary based on your credit, the vehicle financed and lender policies. Please confirm your monthly payments before making your purchase. You may not be able to finance at this rate. Down payment will vary with APR and credit. 3.9% APR with 25% down payment provides for 72 monthly payments of $15.64 per $1000 financed. WOW pricing may not be compatible with special factory financing. Financing subject to credit approval.